Fund Anakazi

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Anakazi is working to partner with institutions that offer both non-traditional and commercial business financing opportunities for women entrepreneurs. Programs will focus on varying sectors and loan conditions. Applicants will be required ensure that they read all of the details and try to find the program that most fits their business and financing needs.

In general these financial services will include short term and long term loans with varying repayment schedules. Loan fees will be charged and vary depending on the size of the loan and the type of financing applicable. Business loans will be available for purposes such as buying or expanding/enhancing a business, starting a new business, equipment, and working capital.

In order to be eligible for available loan opportunities that will be updated here as they become available, applicants must submit a plan detailing all aspects of proposed business. If applicants need help with loan application, Anakazi can provide with guidance through the planning and preparation stages.

What are Lenders looking for?

Anybody who lends money always considers (to varying degrees) the following factors:

1. Repayment Ability
What evidence exists to convince me I’m going to get paid back?

2. Management
What evidence exists that indicates that this person can manage his/her affairs well enough to allow the opportunity for payback?

3. Investment
What evidence exists that this person has enough of a commitment to the business so that I’ll be sure he/she wants to work hard to protect it? (If they protect theirs, they will be protecting mine!)

4. Security
If all else (above) fails, what protection do I have to get my money back? What will it be worth when the business fails?

5. Equity
Most lending institutions will require at least 25 percent cash/equity contributed to the total capital cost of the project.

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Funding opportunities

The Government of the Republic of Zambia, through the Ministry of Fisheries and Livestock with support from the African Development Bank, is implementing the Zambia Aquaculture Enterprise Development Project (ZAEDP) whose objective is to contribute to economic growth as well as provide food and nutrition security in Zambia. The Project development objective is to advance the aquaculture sub-sector as a viable and inclusive business opportunity, through enhanced production and productivity, in order to improve the livelihoods of beneficiaries along the Aquaculture Value Chain. The Ministry of Fisheries and Livestock is the Executing Agency while the Department of Fisheries is the Implementing Agency. The Ministry of Fisheries and Livestock has appointed the Citizens Economic Empowerment Commission (CEEC) to be the Implementing Partner of the Aquaculture Seed Fund component of the Project.

CEEC will provide business loans to targeted Zambian youth citizens (aged 21 to 35) and youth owned companies and youth cooperatives for the development of businesses along the Aquaculture Value Chain.  

The Commission now invites applications from targeted Zambian youths wishing to undertake investment projects along the Aquaculture Value Chain.

Proposals will initially be in form of Project Concept Notes (CNs) in line with the Application Form provided by the Commission. Submissions that will not follow the Application Form will not be considered. The selected applicants will progress to business plan development and financing.

Eligible beneficiaries of the Aquaculture loan facility shall be:

  • Market oriented smallholder youth farmers’/producer groups
  • Youths incubated and trained by ZAEDP
  • Registered youth associations or cooperatives of farmers/producers
  • All other viable Aquaculture Value Chain Micro, Small and Medium youth entrepreneurs including traders, processors, cold chain and logistical services providers, large fish farmers and private sector suppliers of implements, accessories, other goods and service providers.

Apply Now!

DEADLINE AND PLACE OF SUBMISSION OF APPLICATIONS: Duly completed applications are to submitted at the District Fisheries Office in the district where the business will be undertaken. The deadline for submission of applications is at 10:00 hours on Friday20th August 2020.

In line with Government’s policy, the Commission also prioritizes and encourages the participation of young women and youths with disabilities.

Submit forms at:

All Department of Fisheries offices, CEEC Provincial Offices Country wide, CEEC Head Office at Empowerment House Plot #6457, Los Angeles Boulevard, CEEC Office in Rhodes Park, House #45Joseph Mwilwa, Lusaka, ZAEDP PIU Office at Plot 13A, Flat 3 on Reedbuck Road, Kabulonga, Lusaka.